Three years ago my husband and I finished paying off $78K of student loan debt making way less than that. Today I’m sharing 20 ways you can change things up, save money, etc, for how to pay off student loans faster... and what I would change if I had a do-over.
If you want to do something impactful with your money but you don’t have a lot, don’t let all the choices paralyze you into not doing anything. Today I’m talking about how to make a difference when times are tough, practice conscious consumerism, and why it’s so important to vote with your dollar. If you’re a Modern Frugality subscriber on YouTube, thanks for watching. If you’re not a subscriber, click right here and you’ll get more videos every week helping you manage your money smarter. You know the phrase, “the rich get richer,” The rich only get richer and more…
With all the everyday spending we're trying to save on, the recurring expenses can easily get forgotten. But they take the biggest chunk of our income! I recommend reevaluating each of your monthly expenses at least once a year to make sure you're getting the lowest price and that none of your providers are taking advantage of you. Tips to Save Money on Monthly Bills Here are my top tips for saving on some of the most expensive parts of your life. How to Save on Car Insurance When’s the last time you negotiated your auto insurance? The average cost…
If you’re looking for the best apps that help you save money, I’ve got seven that are worth your time. And I’ll tell you the popular apps you don’t need to bother with. If you’re a subscriber to the Modern Frugality YouTube channel, thanks so much for watching! Be sure to like this video if this is what you want more of. If you’re not a subscriber, click here to do that! It's free and you’ll get more videos every week helping you save money and spend smarter. Best Cash Back Apps That Help You Save Money By now it’s…
There are a million reasons why adopting a frugal lifestyle is essential right now. Today I’m sharing 10 reasons why frugality is important and stay tuned to the end for why frugality can also make you a lot of money. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, what are you waiting for? Click to subscribe and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH THE VIDEO! Today I’m talking about why…
If you’ve lost your income and can’t pay your mortgage I’ve got five ways you can lower or pause your mortgage payments to get back on your feet. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, click to the subscribe and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH THE VIDEO! Your mortgage is likely your biggest expense but it's not as essential as putting food on the table and keeping your…
You've been feverishly decluttering your house and now the weather is nice enough that you're thinking about hosting a garage sale before you bring everything to the thrift store. Before you get your price stickers and signs ready, you should do a little preparing so you can organize a garage sale that will make you as much money as possible. How to Organize a Garage Sale There are several steps that go into hosting a successful yard sale. First, you have to schedule a date for your sale. This may not be a problem right now but usually there’s a…
If your stimulus check wasn’t enough and you’re still in need of money, I’ve got three ways your family can get thousands more in federal assistance that are not loans and are still available. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. If you’re not a subscriber, click the subscribe button and you’ll get more videos every week helping you save money and spend smarter. CLICK TO WATCH VIDEO! I’m not going to cover what you’ve already heard. Stimulus checks are on their way, you…
Getting laid off rocks your entire world. It’s hard to see straight, much less think straight, Try getting laid off at 7 months pregnant. And these are the nine things you have to do when you get laid off to protect yourself and get reemployed faster. If you’re a subscriber, thanks so much for watching. Be sure to like this video if this is what you want more of. CLICK TO WATCH THE VIDEO! In March of 2019, I was 30 weeks pregnant when I was called into a staff meeting where everyone in the room was laid off. In…
If you’ve lost your income and don’t know how you’re going to afford food next month, don’t wait until it’s too late to get food assistance. Today I’m sharing where to get free food right now for anyone including kids and healthcare workers. If you’re a subscriber, thanks so much for watching or listening. Be sure to like this video if this is what you want more of. If you’re not a subscriber, click the subscribe button at the bottom right corner of this video and you’ll get more videos every week helping you save money and spend smarter. Click…