We talk a lot about saving for retirement but we should also be considering expenses as well. Every dollar you don't spend in retirement is significantly less you have to save for it meaning you can retire earlier and enjoy more of your freedom.
Keeping up with your yard work is a small price to pay to avoid costly upgrades in the future. Just another example of how a little money spent now can save you a lot of money down the road!
Sometimes it’s 6 pm and I just don’t feel like cooking what’s on my meal plan. So to avoid running out to Chipotle AGAIN I keep freezer meals on hand. If you’re like me, I’ve got 31 Instant Pot freezer meals that will solve your takeout problem too. Why Instant Pot Freezer Meals Are The Best I like to use crockpot meals as inspiration for Instant Pot freezer meals with the knowledge that Instant Pots are just so much better equipped for freezer meal prep. Unlike a crockpot, you can put frozen meat in your instant pot without it spoiling…
Most of us don’t consider who will be responsible for our debts after we die, but it’s important to know what will happen to your money in a worst-case scenario. Even after you’re gone, your outstanding debts could have a significant impact on your loved ones. This article will explain what happens to debts after a person dies. Keep in mind that different kinds of debt work in different ways—while certain debts may be forgiven, your family may have to pay others off. Your Estate Once a person dies, their debts are usually paid in part or in full by…
Stop listening to people tell you what financial goals you need to have done by the time you’re 20, 30, 40, whatever. Follow this personal financial goal setting framework to figure out what goals are right for you and when you need to accomplish them.
I love gamifying savings. Anytime I can combine fun AND responsibility, I'm here for it. That's why money-saving challenges are my jam! I've got five for you that you'll actually be able to complete.
Politics. Religion. Money. These are things you don’t talk about at the dinner table. But if you were like my family we didn’t talk about them at all, maybe religion on Sundays and politics every four years, but money? Never -- children should not be burdened by the family finances, especially their parents' financial mistakes. Fast forward to March 2017: I’m 27, married, and just bought a house. My mom dropped the bomb on me that she’s being foreclosed on in less than three months. She also shares that the process has been going on for nine years but got…
I’m not a great cook and I don’t particularly enjoy cooking either but it is essential to lowering your food budget so today I’m walking you through how to cook at home more so you can stop eating out to save money! My whole goal here is to help you spend less money so you have more disposable income to do great things with it and there is no place that people spend more money than on housing and food. And since you’re already paying all that money for the house, might as well get your money’s worth and eat…
Ramsey+ is Dave Ramsey’s new membership where you have access to everything you need to win with money. In this Ramsey Plus review I’ll walk you through what’s included, who it's for, who it's not for, and my thoughts on what’s missing. Before I get started, I’ll be transparent that Ramsey Solutions is not paying me to say anything I’m about to say in this post. They reached out to me to give it a whirl, give them some feedback, and I’m sharing that feedback with you. Why? Because way more people are searching for Dave Ramsey product reviews than…
You’d think having no money would stop a person from frivolous spending but I am living proof logic doesn’t work like that. Today I’m sharing five super simple tips I used and you can too, to learn how to stop spending money you don't have and ultimately stop getting into debt. When I graduated college I was broke as a joke and my friends wanted to take a cruise to celebrate so I said "I don’t have money guys, sorry." Just kidding! I took out an American Express credit card! It wasn’t until years later I would realize how important…