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Financial Freedom Planner

The Financial Freedom Planner is Here!

The Financial Freedom Planner is your guide to lead you through your journey to pay off debt, increase your savings rate, or find your “why” for getting your financial life together. The planner includes everything you need to make long-term goals and short-term action plans that will get you to your financial destiny faster. The Financial Freedom Planner includes: 1, 5, and 10-Year Goal Worksheets 12 Monthly Goal Working Overview Monthly Budget Monthly Side Hustle Planner Monthly "Bills at a Glance" Weekly Meal Plan Passwords Lists Debt Snowball Tracker Debt Thermometer, Savings Mountain, and Sinking Fund Trackers And More! In…

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Pool Floaties

How This Military Mama Travels on a Budget

Today we have a guest post from Stephanie over at Military Travel Mama. She's got some great tips for moms who want to travel on a budget and since I'm not a mom I thought it'd be great to hear from her! Being a busy mother yourself I guess that you are already aware of all the hassle of providing everything that your family needs and that personal finance has a very steep learning curve. Back in the days when I and my beloved husband were just going out, I used to have much more time to plan a travel…

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Side Hustle Income Report

2018 Side Hustle Income Report Month 6

Hello there! How's your summer going? I'm tired. I maxed out in June. Like, couldn't take on any more. I've always been good at saying no and knowing my limits but with the addition of the RV renovation, I am beat. So we're slowing down on the RV. What I thought would take 2 months will take 3 if we're lucky. As long as I can get it listed by September I'll be happy. Summer is always slower for online businesses so it's a good time for us to work on the RV and plan for the fall. Back to…

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Frugal Friends Podcast

Latest Episodes of The Frugal Friends Podcast

Hey y'all! I'm back from vacation and while the second half didn't go as planned (think: don't drink the water) it was overall a relaxing and fun time. And now that we have a few episodes of the Frugal Friends Podcast under our belt I wanted to give you a more formal introduction to it! Frugal Friends Podcast Our goal with this podcast is to give you insight and tips to saving money and living simply. We're not about finding the best deals, we're more about learning contentment, finding the purpose for our frugality, and spending wisely. Each week we…

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Side Hustle Income Report

2018 Side Hustle Income Report Month 4

April was such a big month! The Frugal Friends Podcast launched and I did very little else except perpare for it. It's been so fun though. We're wherever you listen to podcasts but 70% of our listeners are on Apple devices so here's the link to us on Apple Podcasts. We're talking about saving money and so much frugal stuff. :) After we became debt free we didn't know what to do with our money. We'd developed frugal habits, worked well as a team, and built some income streams we didn't necessarily want to stop just because we could. So…

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Frugal Friends Podcast

The Frugal Friends Podcast is Launching!

So if you've been following me on Instagram you'll know that my friend Jill and I have been hard at work starting a podcast about frugality and saving money. It's called The Frugal Friends Podcast! You can call it Frugal Friends for short. Our first episode launches Friday but our trailer is up and you can subscribe now on: Apple Podcasts Stitcher Google Play RSS We're so excited to bring you a weekly show where we'll cover what the internet has to say about different topics pertaining to saving money, spending less, minimalism, and living life to the fullest. Now that I'm…

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Side Hustle Income Report

2018 Side Hustle Income Report Month 3

It's that time of the month again. The time where I take inventory of what we're making outside our 9-5 income to get us closer to our goals. After we became debt free we didn't know what to do with our money. We'd developed frugal habits, worked well as a team, and built some income streams we didn't necessarily want to stop just because we could. So we channeled those assets to the goal of financial independence. We have the Choose FI podcast and community to thank for that. It showed me ways we could optimize our life to get…

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Writing Full Time

What Life (and Money) is Like Writing Full Time

Most of you will know I started writing for The Penny Hoarder full time back in February. The road to get there spanned a year. I started reading the articles in 2015 when we started paying off our $78,000 in debt and I got several work-at-home jobs and started mystery shopping because of it. One day in 2016, before I even thought about starting a blog, I was walking down Central Avenue and there on a glass door between a coffee shop and a seafood restaurant was The Penny Hoarder logo. To say I freaked out a little would be an understatement.…

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Side Hustle Income Report

2018 Side Hustle Income Report Month 2

Doing these has proven to be good for me. I'm sufficiently organized but I'm realizing with all the different things I do I can allow stuff to fall through the cracks. That's a lesson worth learning, organized people should be constantly looking to do things that make organizing easier. You can see January's Side Hustle Income Report here. Also, I only include income that's deposited into my account so sometimes it's from stuff I did a while ago but none of it is speculative. If you want more ideas on making money at home you can grab the list of…

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How To Celebrate With No Money

Spending Money Isn’t The Only Way to Honor Someone

Today my mom asked if she could take Travis and me out to dinner for Travis’ birthday. It’s a normal gift to give from a parent to their adult child/ child’s spouse. But we know my mom is not very financially responsible. She doesn’t have a ton of debt but at 60 she has no retirement savings and spent years not paying her mortgage until her house was finally foreclosed on last year. Our relationship hasn’t been the same since that season. We also try not to go out to eat often and when we do we make sure it’s…

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