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Start Meal Planning

How to Start Meal Planning When You Have No Clue Where to Start

It used to be, when we made our budget at the end of the month, groceries and restaurants were always the highest of our discretionary expenses. Like, embarrassingly highest. Now they're still a bulk of our spending but not nearly what they were. And that's thanks to meal planning.  When we were paying off our student loans, putting all of my salary and then some toward debt, we got our grocery budget to an impressive $50 per week and spent less than $100 on eating out for the month. That's because I was strategic in meal planning. How to Start…

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Think Like A Millionaire

How to Think Like a Millionaire (So You Can be One!)

I just finished Keith Cameron Smith’s book The Top 10 Distinctions Between Millionaires and the Middle Class. It blew my mind to learn how deep some of these traditional money mindsets are ingrained in us, and how constrictive they are! 10 Distinctions is an amazing book that everyone who wants to be successful with money should read multiple times. It’s a short, easy read, that gets to the point and makes you reconsider the assumptions you’ve had about money, at least it did for me. Without giving too much away, here are the points and what I learned from reading the book. 10)…

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Best Summer Ever

Countdown to Student Loan Freedom – 120 Days to go

We’re putting 59% of our total income toward achieving student loan freedom. Want to see the budget we’re using and how we’re spending the other 41%? You’re in luck. When I say we paid off $53,000 of student loan debt in a year people are flabbergasted. They think it’s awesome but they always have an excuse as to why they can’t do it. “My loans are three times as much as yours.” “I have a kid, I can’t work any extra hours.” “I literally can’t think about my loans, it gives me anxiety.” We don’t have lucrative jobs, we didn’t…

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Best Personal Finance Articles

The Millennial’s Guide to the Best Personal Finance Articles

Whenever I have a question about anything I go to Google. (Sorry mom.) There's a never-ending well of information on any topic and I can usually find a cat picture to go with it.   So in my quest to create a guide for millennials to get the most out of their money I went beyond Googling and asked experts in the field to give me their best personal finance articles. I'll add to the list whenever I find useful articles that solve a problem or answer a question really well. If you have a money conundrum you'd like to…

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Real Life Budget

December 2016 Budget

Are you ready for this? We paid $5,000 of our student loan debt in one month.   That’s crazy even for us! We were able to do this for two reasons: the budget and some discipline. UPDATE: As of August 31, 2017 Travis and I are STUDENT LOAN FREE! We paid off $77,646.54 in 23 months! We never have the perfect budget. In the 14 months we've been doing this we've always had to tweak here and there to make it work but paying off our student loans is the priority and that puts all spending into perspective. Over the last…

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October 2016 Budget

Today is our first anniversary! I remember thinking the day would never come and now it’s been a year. Crazy. Our first year has been pretty great. I only cried a few times and they were both on our honeymoon so I got it out of the way early. Related: 3 Habits for Blissful Money Management I started this blog last month to keep me motivated and help people who want to get out of debt. When I started I didn’t even know what financial freedom was or what it looked like. I want to help you discover that there’s…

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